SmallBizTools Business Accounts

$200/mo

  • Build up to 25 months of payment history.
  • $5,000 installment account tradeline reported.
  • Reports to major business credit bureau
  • No interest on the loan.
  • One-time, non-refundable Administration fee: $549.00.
  • All payments go to savings
  • Total cost: $549.00

Start Building, View Amortization table below

$220/mo

  • Build up to 25 months of payment history.
  • $5,000 installment account tradeline reported.
  • Reports to major business credit bureau
  • You pay 8.96% interest on the loan
  • One-time, non-refundable Administration fee: $199.00.
  • Low one time fee
  • Total cost: $699.00

Start Building, View Amortization table below

SmallBiztools business credit builder accounts build your company’s credit profile.

Protect yourself and your business.

As a business owner, you should have separate credit profiles for your business and personal activities. Our business credit builder accounts report to the major credit bureaus using your company EIN, not your personal social security number.

Build $2,500 business installment loan payment history.

Our business credit builder account is designed for business owners that want to quickly and easily build a large amount of business credit.

Achieve your business goals.

With an established business credit history, you can access vital funding you may need, including SBA loans or bank lines of credit. You may be able to negotiate better interest rates and better terms for your vendor tradelines, as well as obtain access to business credit cards and other types of business credit to help your business grow.

Give your business the credibility it needs.

SmallBizTools enables you to take the first step to build your business credit-ability! With an FDIC-insured business bank loan being reported for your business, you let other lenders know that your business is trustworthy and can handle larger extensions of credit.

$200/mo, $5,000 One-time, non-refundable Administration fee: $549.00 Loan Interest Rate: 0% Loan Term: 25 Months

Premium Plan (example)

$220/mo, $5,000 One-time, non-refundable Administration fee: $199.00 Loan Interest Rate: 8.96% Loan Term: 25 Months

Premium Plan w/financing (example)